Rule reference · SEPA Credit Transfer scheme rules · Control sums
SEPA-SCT-CTRLSUM-003: Control sum has more than two decimals
The fractional part of a control sum may have at most two digits.
| Severity | BLOCKER Blocker: the run fails |
|---|---|
| Status | Requirement of the guidelines |
| Applies to | pain.001.001.09, SEPA Credit Transfer |
| Elements checked | /Document/CstmrCdtTrfInitn/GrpHdr/CtrlSum /Document/CstmrCdtTrfInitn/PmtInf/CtrlSum |
| Source | EPC132-08 2025 Version 1.0, section 2.1.1, items 1.5 and 2.5 (SEPA format rules) |
| Rule pack | sepa.sct.pain001.v09 v1, effective 2025-10-05 |
How to fix it
Check the control sum formatting in the file export.
Try it with a synthetic example
These files are synthetic test data from BankLint's test corpus. Download one, or validate it directly.
- Amount and control sum with three decimals (XSD allows five). FAIL · Download · Validate it
- Group header control sum with three decimals. FAIL · Download · Validate it
Related rules: Control sums
- SEPA-SCT-CTRLSUM-001: Group header control sum is mandatory
- SEPA-SCT-CTRLSUM-002: Payment information control sum is mandatory
- SEPA-SCT-CTRLSUM-004: Group header control sum does not match the amounts
- SEPA-SCT-CTRLSUM-005: Payment information control sum does not match the amounts
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