Rule reference · SEPA Credit Transfer scheme rules · Control sums
SEPA-SCT-CTRLSUM-002: Payment information control sum is mandatory
SEPA makes the payment information control sum mandatory (it is optional in ISO 20022).
| Severity | BLOCKER Blocker: the run fails |
|---|---|
| Status | Requirement of the guidelines |
| Applies to | pain.001.001.09, SEPA Credit Transfer |
| Elements checked | /Document/CstmrCdtTrfInitn/PmtInf/CtrlSum |
| Source | EPC132-08 2025 Version 1.0, section 2.1.1, item 2.5 |
| Rule pack | sepa.sct.pain001.v09 v1, effective 2025-10-05 |
How to fix it
Enable the control sum per payment information block in the file export configuration.
Try it with a synthetic example
These files are synthetic test data from BankLint's test corpus. Download one, or validate it directly.
- Control sums omitted (optional in ISO, mandatory in SEPA). FAIL · Download · Validate it
Related rules: Control sums
- SEPA-SCT-CTRLSUM-001: Group header control sum is mandatory
- SEPA-SCT-CTRLSUM-003: Control sum has more than two decimals
- SEPA-SCT-CTRLSUM-004: Group header control sum does not match the amounts
- SEPA-SCT-CTRLSUM-005: Payment information control sum does not match the amounts
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