Rule reference · SEPA Credit Transfer scheme rules · Amounts
SEPA-SCT-AMT-002: Amount has more than two decimals
The fractional part of the instructed amount may have at most two digits.
| Severity | BLOCKER Blocker: the run fails |
|---|---|
| Status | Requirement of the guidelines |
| Applies to | pain.001.001.09, SEPA Credit Transfer |
| Elements checked | /Document/CstmrCdtTrfInitn/PmtInf/CdtTrfTxInf/Amt/InstdAmt |
| Source | EPC132-08 2025 Version 1.0, section 2.1.1, item 2.95 (SEPA format rule) |
| Rule pack | sepa.sct.pain001.v09 v1, effective 2025-10-05 |
How to fix it
Check the amount rounding and formatting in the file export.
Try it with a synthetic example
These files are synthetic test data from BankLint's test corpus. Download one, or validate it directly.
- Amount and control sum with three decimals (XSD allows five). FAIL · Download · Validate it
Related rules: Amounts
- SEPA-SCT-AMT-001: Amount outside the SEPA range
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