Rule reference · SEPA Credit Transfer scheme rules · Amounts
SEPA-SCT-AMT-001: Amount outside the SEPA range
The instructed amount must be at least 0.01 and at most 999999999.99.
| Severity | BLOCKER Blocker: the run fails |
|---|---|
| Status | Requirement of the guidelines |
| Applies to | pain.001.001.09, SEPA Credit Transfer |
| Elements checked | /Document/CstmrCdtTrfInitn/PmtInf/CdtTrfTxInf/Amt/InstdAmt |
| Source | EPC132-08 2025 Version 1.0, section 2.1.1, item 2.95 |
| Rule pack | sepa.sct.pain001.v09 v1, effective 2025-10-05 |
Why it matters
Amounts outside the scheme range are rejected.
How to fix it
Check zero, negative or very large amounts produced by the payment run.
Try it with a synthetic example
These files are synthetic test data from BankLint's test corpus. Download one, or validate it directly.
- Amount 0.00 is below the SEPA minimum. FAIL · Download · Validate it
Related rules: Amounts
- SEPA-SCT-AMT-002: Amount has more than two decimals
Validate a pain.001 fileFree, no account needed, files are not stored.