BankLint

Rule reference · SEPA Credit Transfer scheme rules · Service level

SEPA-SCT-SVCLVL-001: Service level code must be SEPA

When a service level code is given for a SEPA credit transfer, only the code SEPA is allowed.

SeverityBLOCKER Blocker: the run fails
StatusRequirement of the guidelines
Applies topain.001.001.09, SEPA Credit Transfer
Elements checked
/Document/CstmrCdtTrfInitn/PmtInf/PmtTpInf/SvcLvl/Cd
/Document/CstmrCdtTrfInitn/PmtInf/CdtTrfTxInf/PmtTpInf/SvcLvl/Cd
SourceEPC132-08 2025 Version 1.0, section 2.1.1, items 2.9 and 2.86
Rule packsepa.sct.pain001.v09 v1, effective 2025-10-05

Why it matters

Another service level code means the instruction is not processed under the SEPA scheme.

How to fix it

Set the service level code to SEPA in the payment method configuration.

Try it with a synthetic example

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Related rules: Service level

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