Rule reference · SEPA Credit Transfer scheme rules · Remittance information
SEPA-SCT-RMTINF-002: Only one remittance information occurrence allowed
Only one occurrence of Unstructured and only one occurrence of Structured remittance information is allowed.
| Severity | BLOCKER Blocker: the run fails |
|---|---|
| Status | Requirement of the guidelines |
| Applies to | pain.001.001.09, SEPA Credit Transfer |
| Elements checked | /Document/CstmrCdtTrfInitn/PmtInf/CdtTrfTxInf/RmtInf/Ustrd /Document/CstmrCdtTrfInitn/PmtInf/CdtTrfTxInf/RmtInf/Strd |
| Source | EPC132-08 2025 Version 1.0, section 2.1.1, items 2.165 and 2.166 |
| Rule pack | sepa.sct.pain001.v09 v1, effective 2025-10-05 |
How to fix it
Concatenate or shorten the remittance text into a single occurrence.
Try it with a synthetic example
These files are synthetic test data from BankLint's test corpus. Download one, or validate it directly.
- Two unstructured remittance lines. FAIL · Download · Validate it
Related rules: Remittance information
- SEPA-SCT-RMTINF-001: Either structured or unstructured remittance, not both
- SEPA-SCT-RMTINF-003: Creditor reference type must be SCOR
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