Rule reference · SEPA Credit Transfer scheme rules · Payment type information
SEPA-SCT-PTI-001: Payment type information must be present
Payment type information must be given either at payment information level or in every transaction.
| Severity | BLOCKER Blocker: the run fails |
|---|---|
| Status | Requirement of the guidelines |
| Applies to | pain.001.001.09, SEPA Credit Transfer |
| Elements checked | /Document/CstmrCdtTrfInitn/PmtInf/PmtTpInf /Document/CstmrCdtTrfInitn/PmtInf/CdtTrfTxInf/PmtTpInf |
| Source | EPC132-08 2025 Version 1.0, section 2.1.1, items 2.6 and 2.83 |
| Rule pack | sepa.sct.pain001.v09 v1, effective 2025-10-05 |
Why it matters
Without payment type information the scheme cannot be identified.
How to fix it
Populate PmtTpInf at payment information level (recommended) or on each transaction.
Try it with a synthetic example
These files are synthetic test data from BankLint's test corpus. Download one, or validate it directly.
- No payment type information at any level. FAIL · Download · Validate it
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