Rule reference · SEPA Credit Transfer scheme rules · Currency
SEPA-SCT-CCY-001: Currency must be EUR
SEPA credit transfers are denominated in euro only.
| Severity | BLOCKER Blocker: the run fails |
|---|---|
| Status | Requirement of the guidelines |
| Applies to | pain.001.001.09, SEPA Credit Transfer |
| Elements checked | /Document/CstmrCdtTrfInitn/PmtInf/CdtTrfTxInf/Amt/InstdAmt/@Ccy |
| Source | EPC132-08 2025 Version 1.0, section 2.1.1, item 2.95 |
| Rule pack | sepa.sct.pain001.v09 v1, effective 2025-10-05 |
Why it matters
A non-EUR instructed amount cannot be processed as a SEPA credit transfer.
How to fix it
Route non-EUR payments through a different payment method or flow.
Try it with a synthetic example
These files are synthetic test data from BankLint's test corpus. Download one, or validate it directly.
- USD amount (XSD-valid) in a SEPA file. FAIL · Download · Validate it
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